Welcome to Wise and Rich. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully. If you do not agree with these terms, you should not use our website.
By using Wise and Rich's website, services, and resources, you agree to these Terms of Use, as well as any additional guidelines, restrictions, or rules that may be posted in connection with specific sections or services of the website.
We reserve the right to update, modify, or revise these terms at any time. Any changes will be effective immediately upon posting. Your continued use of the website after any modifications constitute your acknowledgment and acceptance of the updated terms.
You agree to use our website only for lawful purposes. You must not use the website in any way that violates applicable local, national, or international laws or regulations, or in any manner that could harm or interfere with other users' experience.
You agree not to:
All content, materials, trademarks, logos, and intellectual property displayed on the Wise and Rich website are the exclusive property of Wise and Rich or its licensors, and are protected by applicable intellectual property laws. This includes, but is not limited to, text, graphics, logos, images, videos, and software.
You are granted a limited license to access and use the website and its materials for personal, non-commercial purposes. Any unauthorized reproduction, distribution, or modification of our materials is strictly prohibited without prior written consent from Wise and Rich.
If you submit or post any content, such as comments, feedback, or suggestions, to our website, you grant Wise and Rich a non-exclusive, royalty-free, perpetual, irrevocable, and fully transferable right to use, reproduce, modify, and publish such content for any purpose.
You represent and warrant that any content you submit does not violate the rights of any third party, including copyright, trademark, privacy, or other personal or proprietary rights. Wise and Rich reserves the right to remove any user-generated content that we deem inappropriate, offensive, or in violation of these terms.
Our website may contain links to third-party websites for your convenience. These links are provided solely as a resource, and we are not responsible for the content or accuracy of any external websites. The inclusion of such links does not imply endorsement by Wise and Rich. When you access these third-party sites, you do so at your own risk.
Wise and Rich provides its website and services on an "as-is" and "as-available" basis. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, regarding the accuracy, reliability, or completeness of the content on our website.
To the fullest extent permitted by law, Wise and Rich disclaims all liability for any damages arising from your use of the website, including but not limited to direct, indirect, incidental, or consequential damages, even if we have been advised of the possibility of such damages.
This limitation applies to damages resulting from the use of or inability to use the website, errors, omissions, interruptions, defects, delays, or any other failure of performance.
You agree to indemnify and hold harmless Wise and Rich, its affiliates, directors, employees, and agents from any claims, losses, liabilities, damages, or expenses (including reasonable legal fees) arising out of your use of the website, violation of these terms, or infringement of any rights of a third party.
Wise and Rich reserves the right, in its sole discretion, to terminate or restrict your access to the website at any time, without notice or liability, for any reason, including, but not limited to, your violation of these Terms of Use.
These Terms of Use are governed by and construed in accordance with the laws of India. Any legal actions arising out of or related to your use of the website must be brought exclusively in the courts located in [Your Jurisdiction].
If any provision of these Terms of Use is found to be unlawful, void, or unenforceable, that provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions.
If you have any questions regarding these Terms of Use or need further information, please contact us at:
"By using our website, you agree to empower yourself through knowledge—and abide by these terms."